If a job loss or illness has prevented you from paying your EMIs, there are many ways to tackle the issue including asking the bank to restructure your repayment to reduce the monthly EMI by extending the loan tenure

-By Balwant Jain

We all come across issues and ideas related to the world of finance that sound Greek and Latin. Worry not. We are here to guide you through the maze FATCA will soon become Mandatory

Whatever be the criticism of the current government, it has not so far deviated from its agenda on long term development. No doubt it has stumbled in its inability to take along the opposition and hasn’t cut much ice in areas like APMC and labour reforms. However, Modi’s government has shown urgency in pushing hard on all other fronts

-By K P Jeewan

Like in this game of double and dribble, staying on the defensive, going for an all-out attack and staying realistically optimistic holds good when you are playing with your money as well

-By Karan Dwivedi and Krimica Sojitra

Being a single parent, the entire responsibility of taking care of your family and keeping them financially secure rests on your shoulders. This can be challenging if you are a single working mother. The cushion of falling back on your partner’s income does not exist anymore. The shift from double income to single impacts everything from your savings to the standard of living. The situation is worse if your partner was the one who made all the investment-related decisions. If that was the case, you may have to scale up your knowledge regarding financial instruments and savings avenues. The most pressing issue here will be how and from where to start financial planning? Here’s a starter guide that will help you take confident steps:

-By Naveen Kukreja

As we write this, the Sensex is down around 13% (25,863 points) from its peak of 29,681 points that was reached on 29th January, 2015. The volatility has been rather pronounced from the beginning of the year and investors are nervous. Over this time, there have been various reasons being ascribed for this volatility – ranging from the tax authorities wanting to impose Minimum Alternate Tax on Foreign Portfolio Investors to geopolitical issues such as the terror strike in Paris to even an IPO boom in China!!

-By An Shanbhag and Sandeep Shanbhag

If falling interest rates and bank festive home loan schemes were not good enough reasons for you to take a home loan, the Reserve Bank of India has made an announcement recently that could make borrowers ecstatic. As per the new announcement, the central bank has increased the Loan-To-Value ratio (LTV) for housing loans to 90% for borrowers whose property value is not more than Rs 30 lakh.

-By Adhil Shetty

Muhurat trading is the stock market trading activity for an hour on the auspicious occasion of Diwali (Deepawali). The culture of muhurat trading is derived from Gujurati’s who are most dominant investors on Dalal Street. This trading session is held in the evening on Diwali day.

Understanding arbitrage and whether it’s a good move to keep money in this short and sweet fund.

-By Hiral Thanawala

The past couple of years have seen payments industry make tremendous strides in India. From the introduction of debit and credit cards to awareness regarding online banking, and now to the adoption of mobile wallets and contactless cards: the industry, it seems, is coming of age.

-By Naveen Kukreja