DISCOVER, ENGAGE, LEARN AND GROW! Select your interest and accelerate your financial growth. ALL ARTICLES VIDEOS TOOLS GET IN TOUCH Risk Profiler SIP Calculator Your Risk Tolerance Category – Name Mobile +91 Email City 1 Your Gender 2 What is your age Years 0 10 20 30 40 50 60 70 80 90 100 3 What is your Qualification BELOW HIGHER SECONDARY HIGHER SECONDARY GRADUATE PG OR ABOVE 4 Your marital status Single Married 5 Please specify your post tax income (per annum) 0.00 Drag the needle to select your tax income 6 Number of dependants you support financially (other than yourself) NONE 1 - 2 3 - 4 MORE THAN 4 7 Total Sum assured of all the Life insurance policies you have taken is __times your annual expenses including EMIs, if any LESS THAN 5 TIMES Between 5 to 10 times Between 10 to 15 times Between 15 to 20 times MORE THAN 20 times 8 What percentage of your income do you manage to save LESS THAN 10% Between 10% and 25% Between 26% and 50% OVER 50% 9 What percentage of your post tax income is used for repayment of debt NIL LESS THAN 15% Between 15% and 35% Between 36% and 50% ABOVE 50% 10 Your net assets (total assets less liabilities) lies in the range of < Rs. 5 lakhs Rs. 5 - 10 lakhs Rs. 10 - 25 lakhs Rs. 25 - 50 lakhs > Rs. 50 lakhs 11 Do you own a house property YES NO 12 What is the size of your emergency fund I have not created an emergency fund Between 1 to 3 months of average monthly expense Between 4 to 6 months of average monthly expense More than 6 months of average monthly expenses 13 Expected expenditure on your life goals (like daughter's marriage, house property etc) in next 5 years is Less than 3 times Your Annual Post Tax Income Less than 5 times Your Annual Post Tax Income Less than 7 times Your Annual Post Tax Income More than 7 times Your Annual Post Tax Income 14 Number of years left to retirement Less than 5 years Between 5 to 10 years Between 10 to 20 years More than 20 years 15 Do you expect to maintain your current living standard after retirement Strongly agree Agree No opinion Disagree Strongly disagree 16 How secure are your future sources of income (employment, business, etc) Very secure Secure I do not know Not secure Very insecure 17 Do you expect your income to Increase substantially Stay ahead of inflation Drop due to inflation or other factors 18 If you win Rs. 1,00,000 in a quiz contest, would you Spend the entire amount Invest in FDs Invest in stocks for a long term Indulge in short term speculation 19 You have saved a long while to buy an expensive car. A week before you buy the car, you lose your job. Would you: Postpone your purchase Buy a new car but not the expensive one you saved for Go ahead with your purchase plan and buy the same car Buy the same car and go on a one week vacation to celebrate the new purchase 20 If the value of your investments drop by 10% in a year would you immediately switch to all cash Strongly agree Agree No opinion Disagree Strongly disagree 21 You prefer having your savings in the bank and do not mind a return of 3.5% per annum Strongly agree Agree No opinion Disagree Strongly disagree 22 While making an investment, I plan to hold the investment for < 1 year 1 – 3 years 3 – 5 years > 5 years 23 I would invest in a mutual fund based on Random decision Conversation with friends, co-worker or a relative Self research Research by professionals 24 When it comes to investing, how do you rate your financial quotient on a scale of 1 - 10 1 - 2 3 - 4 5 - 6 7 - 8 9 - 10 25 How do you interpret the word risk Dangerous Unacceptable Acceptable Opportunity Adventure 26 Which of the following portfolios would you like to invest in Low risk / Low return portfolio Low to Mod risk / Low to Mod return portfolio Moderate risk / Moderate return portfolio Mod to high risk / Mod to high return portfolio High risk / High return portfolio 27 What would you prefer Aggressive capital appreciation Invest more for capital appreciation than current income Invest in a balanced manner (capital appreciation & current income) Invest for generating current income I would not invest, rather redeem my investments to meet short term goals